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Terms & Conditions
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's liability is limited to originally created documents at , created by an authorised officer.
FINANCIAL / LEGAL:
This website and its information are not intended to constitute any form of financial or legal advice or recommendation of, or an offer to buy or offer to sell, any security or other financial product or basis for a legally binding decision.
We recommend that you seek your own independent legal, investment or financial advice before proceeding with any legal or investment decision.
is a division of Veracity Corporation, a company registered in Western Australia in Australia under the
Corporations Act 2001 (Cth).
This website is operated on behalf of Veracity Corporation P/L (ABN 660 969 397 12) by OPES Smart).
The brand is owned by the Veracity Corporation P/L (ABN 660 969 397 12).
Privacy Policy
Central to the success of is our commitment to our clients. We honour without reservation our
obligation to respect and protect the privacy of the personal information of individuals with whom we deal.
The information we collect
Whenever it is reasonable and practicable to do so, we only collect information about you directly from you. We only collect personal information about you which is reasonably necessary to:
- provide you quality products or services
- consider applications and approaches you make to us
- maintain your contact details
We generally hold personal information relating to:
- the products and services we provide or have provided to you
- your financial interests and sometimes your financial position
- your contact details
We do not generally collect sensitive information about you unless required by applicable laws or rules. Sensitive information includes information relating to:
- race
- political or religious beliefs
- sexual preferences
- criminal convictions
- membership of professional or trade associations or unions
- health information
We collect health information where we offer products with an insurance component to our customers (please note that any offerings of this nature will be performed via suitably qualified person(s) and/or entities, who hold a current and appropriate Australian Financial Services license). We do not use or share that information for any purpose other than the underwriting or administration of a customer's policy, claim or account, or as otherwise disclosed to the customer when the information was collected.
How that information is used
We only use and disclose personal information about you for the purpose for which it was disclosed to us or related purposes which would reasonably be expected without your permission.
For example, we may from time to time use your personal information to provide information about products and services which we expect may be of interest to you. However, we do respect your right to ask us not to do this.
We do not sell personal information to other organisations to allow them to do this.
We may disclose personal information to service providers who provide services in connection with our products and services or we may provide information about you to your nominated adviser [with your permission].
Keeping information accurate and up to date
We take all reasonable steps to ensure that all information we hold is as accurate as is possible. You are able to contact us at any time and ask for its correction if you feel the information we have about you is inaccurate or incomplete.
Keeping information secure
We use security procedures and the latest technology to protect the information we hold. Access to and use of personal
information within is appropriately limited to prevent misuse or unlawful disclosure of the information.
If other organisations provide support services, we require them to appropriately safeguard the privacy of the information provided to them. Where the personal information we collect is no longer required, we delete the information or permanently de-identify it.
How you can access your information
You can contact us to request access to your information. In normal circumstances we will give you full access to your information. However, there may be some legal or administrative reasons to deny access. If access is denied, we will provide you with the reason why.
Dealing with online
If you visit the website to browse, read, download information and/or perform business functions, our system will log
these movements. These web site logs are not personally identifiable and makes no attempt to link them with the
individuals who browse the site.
If you visit the website to log into our secure areas, such as our online business applications, we use cookies which
will enable us to identify you. This is for security reasons only. Your account information is password protected and we
recommend you do not divulge your password to anyone. To further protect your personal information, your log-in time will
automatically expire after a certain period of inactivity.
Cookies
A cookie is a small data file that contains information about your visit to a web site. This information is provided by your computer during your first visit to a web server. The server records this information in a text file and stores this file on your hard drive. When you visit the same web site again, the server looks for the cookie and structures itself based on the information provided.
Most browsers are initially set up to accept cookies. You can reset your browser to refuse all cookies or to warn you before accepting cookies. If you have set your browser to warn you before accepting cookies, you will receive the warning message with each cookie. We use cookies to help us improve our service to visitors to our site and to ensure that our site stays easy to navigate and useful.
cannot guarantee or accept responsibility for the privacy practices or the content of web sites to which we provide
links.
Measurement Software
We may use website measurement software is used to assist in tracking traffic patterns to and from the websites,
anonymously surveying users of the sites. The system is used to collect such information as the number of unique visitors, how long these visitors spend on the website when they do visit, and common entry and exit points into and from the website.
This non-personal information is collected and aggregated by the software, to us to assist in our analysis of our websites. You cannot be identified personally from this information and no personal information is stored about you. The systems comply
with the the Privacy Policy.
Ad Management
uses pixels, or transparent GIF files, to help manage our online advertising. These GIF files may be provided by our
ad management partner (if any). These files give the ability to recognise a unique cookie on your Web browser, which in turn
enables us to learn which advertisements bring users to our website. The cookie was placed by us, or by another advertiser who works with our ad manager. With cookies technology, the information that we collect and share is anonymous and not personally
identifiable. It does not contain your name, address, telephone number, or email address. These systems will comply with the
Privacy Policy.
Contact us
If you have any questions regarding our privacy policy or handling of information, please contact us.
